• Pick  a good supplemental plan to fill in the gaps of your current coverage.

• We provide benefit options that can give you peace of mind!

• Our plans our tailored to your specific needs and are created by the best in the business!

Adding voluntary benefit plans to your existing employee benefits is a cost effective way to reach your coverage goals and achieve employee satisfaction without costing your business.

Voluntary benefits provide you a cafeteria-style benefit package. It helps fill in the gaps left out by your existing coverage at no cost to your organization and at an affordable rate for your employees.

Employees can add tax advantage plans to their existing benefits that use pre-tax dollars to pay for benefit costs. These programs allow you to reduce your overall share of taxes-saving you more!

Which employees have the richer benefits plan?

• Company A: spends $30,000/employee/yr on health insurance
  
  • Other benefits: none
• Company B: spends $15,000/employee/yr on health insurance
  • Other benefits: Employee funded short-term disability, family disability, dental, maternity, catastrophic insurance, and life insurance

Company B: is an example of a company that added voluntary plans to their existing  benefits which added choices to employee programs which help attract and retain employees. Business are able to lower costs through reducing taxes by using a Section 125 plan.